With December now officially underway, many households are likely prepping and planning for the holiday festivities (and foods) that typically come with the last month of the year.
Parents, do you have a rising or current college student? Have you filled out this year’s FAFSA (Free Application for Federal Student Aid) yet? You might be thinking, “Nope.
Do what’s best for you Dear Dave,
How do we measure the value of a single life? It’s an impossible task—too subjective, individual, and too abstract.
Q: Why do you support the First Step Act?
Getting ready for the Baby Steps Dear Dave, I like your plan, and I’m ready to get control of my finances. Should I catch up on past due bills before saving $1,000 for the beginner emergency fund you recommend in Baby Step 1?

Opinions

“Start with Humility and Gratitude”   QUESTION: I’ve been with my employer for almost 10 years. Over the last four years I’ve received two promotions, but no increase in pay. It’s getting to the point where I feel like the owner is taking me for granted. How can I approach him about a raise...
Larger emergency fund?   Dear Dave, My wife and I are following your plan, and we just paid off all our debt except for the house. Since we work for the same company, do you think we should have an emergency fund that is larger than you normally recommend? Don Dear Don, That’s great news. You...
North Korea, nuclear testing, and President Trump’s threats of “Rocket Man’s” destruction, led to a start to the return of Korean War dead, friendly comments, meetings, and talk of war being walked back. NATO members were mercilessly criticized by Trump for meager financial support. That led to...
It’s no secret that the dating world’s population has grown considerably throughout the 21st century—with the internet and online dating site extending the reach of would-be lovers all across the globe, it is easier than ever to meet someone from nearly anywhere. However, the difference between...
Finding responsible renters Dear Dave, I’m a landlord, and I own a few houses and duplexes around town. Recently, I made the mistake of renting to some tenants who were not respectful of my property. Do you have any tips for selecting good renters? Joe Dear Joe, In my experience, most...
It’s been my habit in recent times to periodically share my thoughts about Martin Luther King and what he meant to me and many other white people of my generation. Part of my message is that I see some of King’s legacy struggling to survive in today’s world. Among other things, I usually site the...
“Pop culture does not let us forget . . . I know too much about your country.” This weekend, during one of our daily conversations, my sweetheart said these words to me as we were discussing the classic, popular television show “Happy Days” and a casual conversation quickly turned to a discourse on...
by Conrad Bascom Lake Mills Graphic On Friday, Aug. 10, northern Iowa was offered the chance to partake in dinner and a show with some of the brightest stars ascendant of the Democratic Party at the Historic Surf Ballroom in Clear Lake. According to organizers, nearly 1,000 tickets to the 15th...
“My expectations were reduced to zero when I was 21. Everything since then has been a bonus.” As August begins and back-to-school sales come and go as quickly as the summer holiday, it is natural for students of all ages to feel overwhelmed—with excitement, apprehension, stress, or simply annoyance...
Dear Editor, Factory farms are detrimental to public health. They contribute to hazardous water conditions, where people and animals can get sick by drinking or even touching water. It makes a person think—why are so many confinements going up? Part of the reason is because counties and local...

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Lake Mills Graphic

204 N. Mill Street
Lake Mills, IA 50450

Office Number: (641) 592-4222
Fax Number: (641) 592-6397

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