With December now officially underway, many households are likely prepping and planning for the holiday festivities (and foods) that typically come with the last month of the year.
Parents, do you have a rising or current college student? Have you filled out this year’s FAFSA (Free Application for Federal Student Aid) yet? You might be thinking, “Nope.
Do what’s best for you Dear Dave,
How do we measure the value of a single life? It’s an impossible task—too subjective, individual, and too abstract.
Q: Why do you support the First Step Act?
Getting ready for the Baby Steps Dear Dave, I like your plan, and I’m ready to get control of my finances. Should I catch up on past due bills before saving $1,000 for the beginner emergency fund you recommend in Baby Step 1?

Opinions

Have I ever mentioned that I often don’t feel 25? Not necessarily in the “mental age” sense or level of maturity, but rather that my body often does not feel like that of a 25-year-old. Don’t get me wrong, I am blessed to continue to have the ability to walk for an entire day without my feet or...
Summer is coming to an end, which means we are more than halfway through the year. What about those resolutions you made for 2018? If you’re like most people, they probably went out the window during summer vacations. We’ve all been there. With the holidays right around the corner, now is the...
Planning and success Dear Dave, I’m stuck in a dead-end job, and I only have a high school diploma. I’ve never minded long hours and hard work, but I’ve begun to realize I need to have a better career, so I can spend more time with my kids. I feel like I’m missing out on their lives, because I...
Those that know me have heard me express often that I could write an entire dissertation in excess of 500 pages or more on the subject of reproduction—or more specifically, my own personal thoughts (and some alarming and bizarre facts) on the experience from creating to raising . . . a literal...
So, you want to become a millionaire. You know your goal, but maybe it seems too far off in the distance, too improbable, too unattainable, for an everyday person like you to reach. You’ve seen the success stories on TV, but those people inherited their money, had high-paying jobs, or hit it big...
EE bond dilemma Dear Dave, I have about $36,000 in debt, not including my house. Of that amount, $30,000 is a truck that’s worth about what I owe on it, and the other $6,000 is student loan debt. I make $50,000 a year. I also have 24 EE bonds that were gifted to me that haven’t fully matured....
With rapidly intensifying wildfires to the north and west, an increased number of tropical storms to the south, heat waves and excessive downpours to the east, and a seemingly endless amount of storms, including those accompanied by multiple tornadoes and devastating flooding, it is—and long has...
Paying off credit cards Dear Dave, How do you feel about taking money out of savings to pay off credit cards? Peggy Dear Peggy, I’m okay with this under two conditions. One is that you cut up the credit cards, close the accounts, and never use those things again. The second is that you don’t...
BY CONRAD BASCOM LAKE MILLS GRAPHIC This world we inhabit has one heckuva cruel sense of humor . . . For a person like myself, whose genetic inheritance happens to include more-than-healthy doses of stress hormones, those moments when the universe slaps us humans around with routine and arbitrary...
The major news the past week centered around the case of Mollie Tibbets—her disappearance, and the discovery of her unfair and cruel death. I wrestled with the thought of writing about this, but as someone who recently faced sudden loss, I feel that it is important to remind the public what really...

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204 N. Mill Street
Lake Mills, IA 50450

Office Number: (641) 592-4222
Fax Number: (641) 592-6397

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