With December now officially underway, many households are likely prepping and planning for the holiday festivities (and foods) that typically come with the last month of the year.
Parents, do you have a rising or current college student? Have you filled out this year’s FAFSA (Free Application for Federal Student Aid) yet? You might be thinking, “Nope.
Do what’s best for you Dear Dave,
How do we measure the value of a single life? It’s an impossible task—too subjective, individual, and too abstract.
Q: Why do you support the First Step Act?
Getting ready for the Baby Steps Dear Dave, I like your plan, and I’m ready to get control of my finances. Should I catch up on past due bills before saving $1,000 for the beginner emergency fund you recommend in Baby Step 1?

Opinions

With this year passing us by more quickly than ever, we are fast approaching the general election in November. I personally can’t believe it’s within sight already! I have a hard time preparing for each election because votes are cast for many people who will hold important jobs within our state...
  Q: What’s the federal government’s stake in seeking a cure for Alzheimer’s disease?   A: More than five million Americans today are living with Alzheimer’s disease. Nearly two-thirds of these individuals are women. And unless medical breakthroughs are discovered to unlock causes and cures, the...
Federal spending and the national debt. Those are two of the issues to be debated in the presidential election, and then in the trenches of Congress. The national debt is now over $19 trillion, and growing—although at a lower rate than a few years ago. Without some sort of reform, annual deficit...
Dear Dave, My husband and I had to rent a car on a recent trip to Florida. When we tried to pay with our debit card, the attendant told us he would have to pull our credit report if we used debit instead of credit. He said all rental car companies operate that way, because there was concern about...
Now that the conventions are over, I know that all eyes are on the fall presidential campaign. But I’m going to ask you to shift your focus a bit, to Congress. Don’t do it as a favor to me. Do it as a favor to the country. Congress is in the midst of a seven-week break. Its members left Washington...
I am listening and remain committed to addressing the difficulties private Medicaid has created for Iowa patients, health care providers and caregivers. Medicaid recipients, caregivers, patient advocates and health care providers are invited to share their concerns and suggestions about the...
What important lessons will you teach your child this summer? Riding a bike? Sharing with others? How about teaching them important financial skills. Financial literacy may not immediately come to mind when parents think of essential skills for students, but what children know about money at a...
Stay the course Dear Dave, Our daughter is a special needs child, who doctors say will live about half as long as the average adult. There’s also a good chance she will be under our care her entire life. We just finished Baby Step 3 of your plan, so we have all of our debt paid off except for the...

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204 N. Mill Street
Lake Mills, IA 50450

Office Number: (641) 592-4222
Fax Number: (641) 592-6397

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